Why Consider Alternatives to Roth IRAs?

Roth IRAs are celebrated for their tax-free growth and withdrawals, but not everyone qualifies due to income limits and annual contribution caps. For those seeking similar benefits without restrictions, Ira Koyner highlights a compelling alternative:

• Tax-Free Growth: Watch your investment grow without incurring taxes on your earnings.
• Market Protection: A guaranteed 0% loss floor ensures your principal remains safe, even during market downturns.
• Competitive Gains: Cap gains at 13% annually, providing consistent growth over time.
• Annual Reset Feature: Lock in gains annually, ensuring past earnings are protected in volatile markets.

Introducing Index Universal Life Insurance (IUL)

The strategy Ira introduces is Index Universal Life Insurance (IUL). This unique product combines investment growth potential with insurance benefits, offering:

• Tax-Free Withdrawals: Access your funds without paying income tax, keeping more money in your pocket.
• No Impact on W-2 Income: Withdrawals are not reported as income, giving you financial flexibility.
• Lower Insurance Costs: Unlike term insurance, IUL policies are structured to prioritize investment growth, reducing insurance expenses.
• Market Protection: Your investment is safeguarded with a 0% loss floor, making it ideal for cautious investors.

Why IUL Over Term Insurance?

Unlike term insurance, which provides no cash value and often requires higher payments, an IUL builds cash value over time. This makes it a dual-purpose solution—offering both investment growth and a safety net.

Next Steps

• 📞 Get a Free Consultation: Contact Triathlon Partners or visit www.TheOriginalIRA.com to learn more about how an IUL can fit into your financial plan.
• 👍 Support the Channel: Subscribe to @TriathlonPartnersTV, leave a comment, and give this post a thumbs up to help others discover these valuable strategies.