Triathlon Partners: Retirement Planning, Coordinated.
For people approaching retirement who want their investments, taxes, insurance, and spending plan working together — not pulling against each other.
Financial planning built to go the distance.
The pieces are usually there. The plan usually isn't. Triathlon Partners coordinates investments, taxes, insurance, and income into one plan, for people approaching retirement and for business owners turning what they've built into lasting personal wealth.
Most people build wealth in pieces. A 401(k) or IRA. A brokerage account. An old life insurance policy. For business owners, the company itself is the largest and least liquid piece of all, and turning it into personal wealth means getting exit strategies and business benefits right, not just running the operation.
A plan that protects against risk and maximizes value requires integration.
This is what we specialize in.
Our Philosophy
Whether it's retirement or maximizing business value, our philosophy is coordination.
Approaching or in retirement
Make the plan hold up.
The years just before and after retirement are when mistakes get expensive: a market drop in the wrong year, a tax bill nobody planned for, a withdrawal order that looked fine on paper. We coordinate income, taxes, and insurance so the plan survives the conditions it was built for.
How we plan for retirement →
Business owners
Maximize what you keep.
The business that built your wealth is also its single largest risk. We integrate entity structure, benefits, buy-sell, and exit to move value from the business to your personal balance sheet in a tax- and cost-efficient manner.
Planning for business owners →
Why Us
Wall Street risk management, applied to your plan.
Ira Koyner spent nearly three decades trading and managing risk in foreign currency options at major global banks. He holds a B.S. in Economics from the Wharton School, is the founder of Triathlon Partners LLC, a registered investment adviser based in Weston, Connecticut, and is the author of the Financial Fortress series.
That background matters because hope was never an acceptable strategy on a trading floor. It is not one in planning either. Structure is.
More about Ira & the firmTriathlon All-Terrain Strategy
Markets fall faster than they rise. This strategy seeks to do the opposite.
A rules-based strategy built for tax-deferred retirement accounts that adapts as the market's trend changes. Rather than hold a fixed position through every condition, it seeks more participation in uptrends and less exposure in downturns.
Does anyone see the whole picture, and is anyone responsible for making the pieces work better together?
Schedule a Conversation